4. BYU Cougars - No. 11
The BYU Cougars are being propped up by their 11-1 record, but the lone impressive victory of any sort was against the Utah Utes in Provo. Beyond that, the Cougars have no ranked wins, and the Texas Tech defense thoroughly dismantled them as the Red Raiders hammered them 29-7. BYU does not have a resume that should have them near the top ten, and wins down the stretch against Cincinnati and UCF (after trailing 14-0) does not change that. The Cougars got good news when Kalani Sitake agreed to stay rather than take the Penn State job, but their playoff hopes will end this weekend with another loss to Texas Tech.
Big 12 Championship Game: BYU at Texas Tech (-12.5)